Swedish household lending growth edged up to 3.4% year-on-year in September 2026 from 3.3% in the prior month, marking its highest rate since December 2022. Housing loans, which accounted for 83% of household credit, grew 3.6%, while consumer loans, representing 6%, increased 1.6%. Meanwhile, lending to non-financial corporations expanded 4.0%. Borrowing costs were mixed. The average interest rate on new housing loan agreements rose to 2.83% from 2.78%, while the average floating mortgage rate edged down to 2.72% from 2.73%. For housing loans with maturities of over one to five years, the average fixed rate increased to 3.39% from 3.18% in August. The average fixed rate on new agreements with maturities of over three months to one year also climbed to 3.04% from 2.79%. Meanwhile, household deposits edged up to SEK 2,974 billion from SEK 2,970 billion, with demand deposits accounting for 74% of total savings, or SEK 2,200 billion.